Life Happens

Life Happens is a nonprofit organization dedicated to helping Americans take personal financial responsibility through the ownership of life insurance and related products, including disability and long-term care insurance. Visit lifehappens.org and view real life stories about insurance products in action.

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Disclosure

All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.

Securities and investment advisory services offered through SagePoint Financial, Inc., Member FINRA/SIPC, and a Registered Investment Adviser. Registered Representatives of SagePoint Financial may transact securities business in a particular state only if first registered, excluded or exempted from Broker-Dealer, agent or Investment Adviser Representative requirements. In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made absent compliance with state Broker-Dealer, agent or Investment Adviser Representative registration requirements, or an applicable exemption or exclusion. Dennis Wood, Warren Steinborn Associates WSI, Inc and SagePoint Financial are separate and unrelated companies. Firms listed above do not provide tax or legal advice. Representative is not an attorney, and does not draft Estate Planning documents. Investments in equities and fixed income (bonds) will fluctuate with changes in market conditions. When sold investments may be worth more or less then their purchased value. Neither asset allocation nor diversification can ensure a profit or prevent a loss in times of declining values.  FINRA is located at www.finra.org.  SIPC is located at www.sipc.org.

FINRA is located at www.finra.org. SIPC is located at www.sipc.org.

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