Today's Quote: Confidence is contagious. So is lack of confidence.  — Vince Lombardi
Michelle Smith, CLTC
11 Executive Park Drive
Clifton Park, NY 12065

Cell: (772) 708-2857

msmith@nyltcb.com

Map and directions 		National Long Term Care Brokers offers Life, Disability, Critical Illness, Medicare Supplement, Long Term Care Insurance, Fixed and Indexed Annuities through top rated carriers. My goal is to help families plan, based on their individual needs, to preserve the emotional, physical and financial wellbeing of the entire family. I partner with CFP's, CPA's, Attorneys, business owners and associations to help them establish plans for their clients, employees and members.
Free Life Guides

Life Guides are a form of checklist or questionnaire, designed to provide you with information and guidance on a variety of life events. Click on the one that you need and we'll send you a copy.

  • Financial Workbook
  • Managing Your Financial Life
  • Marriage and Money
  • Teaching Kids About Money
  • Paying for College
  • What to Do If You Lose Your Job
    		•
  • Dealing with Divorce
  • Thinking About Retirement
  • Retirement and Social Security
  • Retirement and Medicare
  • Planning Your Estate
  • Special Needs Children
    		•
  • Moving Day
  • Protecting Your Business
  • Business Continuation
  • Emergency Planning Guide
  • When a Loved One Dies
  • Managing an Inheritance
    		•
    Financial Concepts
    Click on the areas of interest below to gain insight for financial decisions. Print them out if you wish.

    		Financial Worksheets
    Help put your "financial house" in order with these financial worksheets

    		 Financial Calculators
    Check out these handy financial calculators today!


    Mental Vitamins
    Use these resources to refine your skills, help your attitudes or just as "food for thought."

    RealLIFEstories
    Visit the non-profit Life and Health Insurance Foundation for Education and view real life stories about our products in action.     		The Facts of Life
    Learn more about Life Events
    and Financial Decisions from
    Smartaboutmoney.org created and
    maintained by the National Endowment
    for Financial Education. Specifics below.
    Major Life Events
    Starting Off Right
    Health and Family Support
    Education and Careers
    Planning a Major Purchase
    Crisis and Emergencies
    		Resource Center
    Use this area to find thousands of state-specific government documents and forms, as well as a wide variety of legal FAQs
    National Long Term Care Brokers, Corporate Headquarters, 11 Executive Park Drive, Clifton Park, NY, 12065 Phone: 800-695-8224     

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