Today's Quote: Experience teaches us to be most on our guard to protect liberty when the government's purposes are beneficent. — Louis D. Brandeis
Joe Zappia, III
406 Patterson Ave.
Du Bois, PA 15801

Office: (814) 371-4901
Office: (800) 569-2867
info@keystoneinsurance.us

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Keystone Insurance Consultants is an Independent Financial and Retirement Planning Firm serving Western and Central Pennsylvania.


We have nearly 34 years of combined experience.


Because we are Independent, we are able to provide simply the finest solutions to your retirement problems.

UNLIKE OTHER "advisors," ALL of Our Solutions provide for the SAFETY of your principal.
Free Life Guides

Life Guides are a form of checklist or questionnaire, designed to provide you with information and guidance on a variety of life events. Click on the one that you need and we'll send you a copy.

  • Financial Workbook
  • Managing Your Financial Life
  • Marriage and Money
  • Teaching Kids About Money
  • What to Do If You Lose Your Job
    		•
  • Dealing with Divorce
  • Thinking About Retirement
  • Retirement and Social Security
  • Retirement and Medicare
  • Planning Your Estate
  • Special Needs Children
    		•
  • Moving Day
  • Protecting Your Business
  • Business Continuation
  • Emergency Planning Guide
  • When a Loved One Dies
  • Managing an Inheritance
    		•
    Financial Concepts
    Click on the areas of interest below to gain insight for financial decisions. Print them out if you wish.

    		Financial Worksheets
    Help put your "financial house" in order with these financial worksheets


    Important Links:


    These links are included as a convenience for our visitors. VSA, LP assumes no liability for the content or presentation of the linked sites nor do such links imply endorsement or approval.     		Financial Calculators
    Check out these handy financial calculators today!


    Mental Vitamins
    Use these resources to refine your skills, help your attitudes or just as "food for thought."

    RealLIFEstories
    Visit the non-profit Life and Health Insurance Foundation for Education and view real life stories about our products in action.     		The Facts of Life
    Learn more about Life Events
    and Financial Decisions from
    Smartaboutmoney.org created and
    maintained by the National Endowment
    for Financial Education. Specifics below.
    Major Life Events
    Starting Off Right
    Health and Family Support
    Education and Careers
    Planning a Major Purchase
    Crisis and Emergencies
    		Resource Center
    Use this area to find thousands of state-specific government documents and forms, as well as a wide variety of legal FAQs
        

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